I’m getting some worried e-mails from Hill staffers who think Senate Democrats might rubberstamp a policy House Republicans passed to undermine the Affordable Care Act. It’s the sort of policy decision that won’t get much attention but could have some very big, and very bad, effects, so let’s take a moment and go through it.
If you’ve been paying attention to the debate over the Affordable Care Act, you’ve probably heard about the 1099 provision. Essentially, small businesses manage to avoid paying taxes on a lot of small transactions. The 1099 provision would’ve forced them to report those transactions, raising about $20 billion over 10 years. But it would’ve require a lot of paperwork. So much paperwork, in fact, that Democrats agreed to repeal it.
When the Senate repealed the provision, they paid for it by canceling other spending that Congress had authorized, but that hadn’t yet been put to a particular purpose. House Republicans took a different approach. They’re trying to sharply increase the amount of subsidies that families will have to pay back if their income increases during the course of a year. The Center on Budget and Policy Priorities has a longer explanation of how this would work, but here’s the short version:
Under their proposed policy, a family with income at 225 percent of the poverty line who needed subsidies for the first half of the year but canceled them mid-year when the husband got a better job could get a bill for more than $4,500 at the end of the year.
A more worrying example goes the other way: Imagine a family where the breadwinner makes much more than 400 percent of poverty, but loses his job late in the year. He tries to apply for subsidies so the family can keep getting health insurance but is told that he shouldn’t bother — because his total income that year will still be above 400 percent of poverty, he’ll get a bill at the end of the year forcing him to pay back the money.
The Affordable Care Act, unfortunately, already includes a “payback” policy along these lines — the House Republicans are just proposing to make it much, much worse. This will do two things: make people hate the Affordable Care Act for bait-and-switching them, and keep people from entering the exchanges because they’ve heard horror stories of huge bills. It’s clear why the GOP wouldn’t mind that outcome, but there’s no reason for Democrats to accept it. The Senate should stick with the 1099 repeal that the Senate has passed.
That said, for the non-exact nature of figuring this out, if you don't want to wait for your fortune it probably comes as no surprise that technology is your best bet and is tied for the lowest average billionaire age (thanks, Facebook billionaires) with metal and mining. So if it's young money you're after, pick up a mine or two while you wait for your social network or search engine to catch on. You'll be making the other billionaires feel like slackers in no time.
That's not where the biggest money is though. Perhaps surprising to some is that fashion and retail (which includes grocery stores), is the category that accounts for the most cumulative wealth. More than investments, more than finance and more than technology. Selling actual, physical stuff to consumers is still your best bet of making money. Oh, and for those who noticed Sinaloa Cartel drug trafficking leader Joaquin Guzman Loera on the big list (he falls under "logistics")? {Forbes} Stick to the legal, actual, physical stuff like fashion or food. Not only is the life expectancy better, in the long run so are the profits. You never know though, maybe Loera's already diversified by blinging out weapons.
Now what if it's easy (relatively speaking) wealth you're after? Gaming has relatively few billionaires, and on average they're kind of old. The amount of competition is comparatively small, most will be retiring in general or retiring to that great casino in the sky, so this is a prime market to go after. How to go after it? Well, that's up to you and probably a bit of genetic fortune. If you missed out on being born into a dynasty, your next best bet is to marry into one. If that still doesn't work, there's always the do-it-yourself model. We'll give you a few pointers on that once we appear on the list rather than doing the grunt work of analyzing it. Off to the single billionaires list it is then.
How to Make the Forbes Billionaire List: Young, Big & Easy Billions by YM Ousley originally appeared on Signature9
Surface Encounters proudly ensures consumer satisfaction and total price putting in granite assurance. “I’m usually skeptical going with new companies, but your staff has developed me a believer!” - Steve, Indianapolis
Surface Encounters may be a fast-growing
surface encounters enterprise and, nevertheless they've kept pace with each of the latest consumer referrals. “This service is just about the most inexpensive, trusted and pleasant companies in the complete state. I might advocate them to just about anyone.” - Mike R., South Bend
A lot of work goes into producing wonderful countertops from nature. The method features laser measurement creative vein matching, precision diamond and water-jet cutting, edging and skilled installation. An individual can't just simply call in their buy for any custom countertop and have it in each day or two. Outstanding usually takes time.
Surface Encounters encourages individuals to go to a showroom to learn about much more about organic stone countertops. Aside from the selection and fabrication method, a second necessary portion of consumer care is making sure a person is aware ways to treatment for their granite countertop to keep it seeking new for years to arrive.
Granite is a stunning all-natural stone merchandise that's a well-liked material employed for countertops and floor tiles in kitchens and bathrooms. Granite has surpassed marble in attractiveness simply because is it even more sturdy and much simpler to treatment for. Granite is unmatched by artificial merchandise for its strength and sturdiness, tolerance to temperature adjustments and resistance to stains and scratches.
Granite is a naturally shaped stone that may be quarried from deep while in the earth, harvested, reduce, polished, sealed and set up in properties to add splendor, elegance and style. Given that it's a natural merchandise, no two slabs are particularly alike. Granite is offered in a great number of hues from your numerous minerals which are observed in the rock. Due to the fact it comes from throughout the planet, different areas and environmental issues make it different.
Granite is mostly produced up of quartz crystal, nevertheless it also features a variety of quantities of other metals such as feldspar, mica, copper and iron. Some granite might contain bits of gold or silver. The amount of every metal depends on the region it comes from. All granite is formed right into a challenging stone by warmth and stress. Rain adds other minerals as it is forming. Its attainable throughout the entire world, in all nation, and just about every area will deliver a
surface encounters one of a kind selection of granite.
Surface Encounters state-of-the-art machinery assures the greatest superior completed merchandise because they style and establish a number of the very best kitchens and bathrooms. Granite Countertops enrich the warmth and splendor of properties whilst growing their price and bettering lifestyles.
Surface Encounters can also be worried with employee morale; pleased staff are more probably to lead for the victory of a corporation. Furthermore to becoming a productive agency and an individual that is definitely great to give good results for, Surface Encounters does their part to protect our planet.
Surface Encounters does what is perfect for his or her consumers, employees and the atmosphere. Surface Encounters uses sophisticated h2o recycling capabilities to recycle as much as 43,000 gallons of drinking water every day. In addition, a hundred percent in the scrap generated in building exquisite kitchens and beautiful baths is re-used as aggregate in street setting up, surface preparations and concrete.
The Columbus, Ohio Grand Opening of Surface Encounters benefits an artwork gallery showroom of Granite, Marble, Quartz and Engineered Stone counter tops. Retail outlet Manager, Scott Donnelly unlocked the doorways for the showroom at 4717 Roberts Street, just west of the I-270 Beltway. The Surface Encounters production practice employs precision, automated know-how all through the fabrication of the customer's personalized counter top, these as: a laser measuring alignment that programs the diamond-tipped sculpturing blades. Surface Encounters' course of action features computer-driven software that perpetuates the stone's organic veins. Each individual Surface Encounter retail store has at the least one particular registered, interior designer to assist you in constructing the completed project you happen to be searching for. The craftsmanship continues with the
Property owners are deciding to remodel instead than offer their houses in today’s market
Granite countertops are becoming a high option amongst Wixom customers for kitchen remodeling projects. Kitchen remodeling is usually the 1st task tackled with families investing 3,000 hrs or more each year within their kitchen. Granite countertops give an setting that enhances the top quality time put in with family members and buddies. Granite countertops last a lifetime and enrich the high quality of real estate.
Surface Encounters Wixom shop manager, Sal Dellacasa, says there are several factors individuals are choosing granite for his or her countertop requires. “Granite countertops add splendor and elegance to a kitchen. Granite is offered within a number of vibrant colors and prosperous textures and its strength and sturdiness is unmatched by any other all natural stone or synthetic countertop content.”
Surface Encounters’ consumers benefit from specialist services along with a pleasant, effective workers to guideline them through the kitchen remodeling practice. A large number of of Surface Encounters new users are referred to them by earlier customers.
"This service has become the most very affordable, reliable, and pleasant suppliers with the complete state. I might encourage them to any individual." Mike R. Clinton Twp., MI
"The company has always been there to help me in whichever way achievable. Thank you so much!" David V. Lapeer, MI
Surface Encounters Macomb is the family home of half-off granite for kitchen and bathroom countertops. Granite countertops by Surface Encounters have speedily develop into the best preference for Macomb residents that are remodeling their kitchens. Kitchen remodeling usually takes priority with households investing 3,000 hours or more per year in their kitchen. Granite countertops present an setting that enhances the good quality time spent with loved ones and associates and enrich the high-quality of households.
Surface Encounters Macomb retail outlet manager, Sal Dellacasa, says there are lots of motives shoppers are deciding on granite for his or her countertop needs. “Granite countertops add elegance and elegance to a kitchen. Granite is available in a very selection of vibrant shades and wealthy textures and its strength and sturdiness is unmatched by any other
surface encounters normal stone or artificial countertop materials.”
Surface Encounters’ clients enjoy pro service and also a pleasant, practical staff to tutorial them through the kitchen remodeling practice. Lots of of Surface Encounters new clientele are referred to them by prior shoppers.
