About Me 0014: December 2011

Monday, December 26, 2011

Making Money With Options

CrowdStar, a social gaming company that got its start on Facebook, has been steadily pushing into mobile over the last year, with improving results. Today, it’s trying to drive that point home by announcing that its latest game, Social Girl, has reached a million downloads and reached #6 overall on iOS since launching a week ago.

That’s good for the company, sure, but the better news is how its overall mobile efforts have gone to date. I spoke with chief executive Peter Relan earlier today to hear more about it all. He’s one of the most publicly opinionated executives in the social gaming industry. Here’s the latest from on social, mobile, and expansion into Asia.

TechCrunch: So tell me about this year. You started out mostly on Facebook, but now you’re focused elsewhere — even though you still have more than a million daily active users on Facebook [according to AppData].

Peter Relan: We’ve seen a pretty dramatic uptick in mobile social gaming this year, to the extent that 50% of revenues now come from mobile. That’s because we got two big hits: top girl and social girl. To be clear, we’re exiting with 50% of our revenue runway coming from mobile, but not for the calendar year.

Mobile social gaming — free games that monetize through virtual goods — is probably going to make almost $500 million this year.

I’m a big fan of top-down arcade racers. The short tracks, speed boosts, and tight races create a kind of intensity that I find hard to replicate in other, more traditional racing games. Enter Mini Motor Racing [$1.99 / HD], the latest from The Binary Mill, and a good example of why I love top-down racers. Everything from the visuals to the great presentation and large amount of content outweigh the physics issues and occasional stability problems, making this a highly recommended game for racer fans.

The first thing you’ll notice when you jump into a race in Mini Motor Racing is the high quality visuals. Both the vehicle models as well as the actual tracks look great and it all runs at a fast framerate. Added touches like weather conditions (the rain looks great) do a good job making the game come alive. In addition, Mini Motor Racing also features a rocking soundtrack that I thought added to the feel of the game. All of these elements combine for a smooth and engaging presentation that simply adds to the overall experience while playing.

Gameplay-wise, Mini Motor Racing plays great and features tons of content to keep you playing for quite a while. Like most racers, each race is a quest to finish first, with the higher your position, the more money you earn. That money can in turn be used to upgrade your vehicle, giving you a better chance to beat later cups and tracks. While upgrades go a long way towards track success, a lot of the strategy in Mini Motor Racing involves memorizing track patterns and understanding the intricacies of the physics of each map. Of course, you could always just spend some money on IAP cash and immediately upgrade the hell out of your racer.

Mini Motor Racing includes both a quickplay and career mode. The career mode features the vast majority of the content and has dozens of maps separated out into quite a few cups. True, a lot of the tracks are reused with mirroring or different weather conditions, but the game does a great job altering camera angles to make each version look adequately different. This is one of the few racing games I’ve played where I didn’t feel like I was playing the same maps over and over again with little change. There’s also a multiplayer mode, but it is restricted to local play currently (something I hope is addressed in future updates).

One of the biggest elements that can make or break any racing title is its controls. Thankfully, Mini Motor Racing looks to address any potential control issues with a wide variety of options. The default control method is the ‘wheel’ which places a small steering wheel in a corner of the screen that you drag to steer. Other options include simple left/right toggle options and the slider, which is a control method I still can’t get used to. Each control scheme works well enough meaning that it’s really up to the player to choose the one that feels the most comfortable (although I felt the wheel offered the most precise control out of all of them). Regardless, it’s nice to play an arcade racer that offers a variety of controls that work.

While there are plenty of reasons to love Mini Motor Racing, there are a few issues that hold the game back from perfection. While the physics engine adds personality to the gameplay, there are some occasions in which your vehicle will interact with the environment in ways that don’t make sense. This is exasperated somewhat when you get to later levels and the AI begins headhunting for your vehicle, slamming you into walls and into other cars which makes it very hard to take first place. In addition, there have been reports of instability in earlier iPhone/touch and iPad generations, causing lots of crashes. While I personally haven’t had these issues on my 4S, the problems seemed widespread enough to mention. Luckily, The Binary Mill has already begun to address these issues, with a recent update expanding the width of certain tracks as well as addressing the stability problems.

Despite these issues, I love Mini Motor Racing and feel that it’s a worthy candidate for being one of the better arcade racers currently on the App Store. Not only are the gameplay elements sound, there’s tons of worthy maps and content that’ll keep you coming back. Furthermore, recent updates to the game show that the developers are willing to put the effort necessary to smooth out any issues. Simply put, if you’re a fan of top-down racers, definitely check out Mini Motor Racing.

Tuesday, December 20, 2011

Being Right or Making Money

This morning, a group of central banks, including the Fed, announced coordinated action to ease the cost of currency swap lines in Europe.

Essentially, these are facilities that allow local banks to borrow in dollars or yen or what have you from their central bank, with the ECB getting the money from the central bank that controls the currency in question.

While this is billed as a coordinated global action, this is really about dollars, and the Fed. No other currency is seeing that much excess demand.

This is a band-aid. It's a good band-aid. But making it easier for local banks to borrow in dollars does not, in the end, fix any of the problems with the euro-zone. It just delays the rate at which the current sovereign crisis turns into a banking crisis. RBC analyst Mark Cloherty sums it up in a research note this morning:

Note that it is now cheaper for foreign banks to borrow dollars from their local banks than it is for US banks to borrow dollars from the Fed, so we could see a 25bp cut in the discount window in the coming days to level the playing field.

Again, we look at this facility as eliminating the liquidity element of LIBOR (banks don't need to be as afraid of lending term because they know they have a backstop liquidity source that won't be that expensive, which means the money market curve stays flatter) rather than thinking that LIBOR will move all the way to the new ceiling. So we think LIBOR can still creep a bit higher than spot, but it will be difficult to get higher than 60bp.

In addition, the other central banks are setting up bilateral lines (sterling for Euros, etc) , although we don't expect those facilities to be used in anywhere near the size of the dollar facilities so we don't expect any significant impact.

This is a very big deal if you are trading Eurodollar contracts as the Fed was more aggressive (we thought they would go to OIS+75bps rather than OIS+50bps), but it doesn't change any of the fundamental issues in Europe. The major help to risk assets is that those investors no longer will need to see LIBOR rise relentlessly (and it should make year-end a little less messy), but we don't think this is a real game-changer.

And the fact that it was necessary (and provided such a big boost to markets) supports Karl Smith's argument that the ECB has lost control over local monetary policy:

Based on entirely different indicators this looks to be the point where the ECB's control over Eurozone monetary policy began to come unmoored. At the crux of the problem seems to be the inability to arbitrage away differences in funding costs between institutions and countries because of malfunctioning in the European Repo market. This malfunctioning appears to be down right mechanical with trades regularly not settling on time, collateral not being delivered, awkward interventions by local regulatory agencies and a host of other deep, deep problems.

I don't have it all sorted out but its not clear that there is a fully functioning money market in Europe right now. Well informed opinion suggests that there is literally a shortage of know-how on the ground. That is to say, some large banks or brokers cannot trade in certain types of paper because they don't have anyone on staff who knows all of the relevant institutional details.

As he notes in a later post, "How long ago was China's primary focus curbing inflation and re-balancing the export driven economy. Was that two months?"

This post originally appeared at The Atlantic.

From TheAtlantic - shaping the national debate on the most critical issues of our times, from politics, business, and the economy, to technology, arts, and culture.

Making It In the Art World, New Approaches to Galleries, Shows, and Raising Money, a new book by Brainard Carey, was released last week by Allworth Press in both paperback and Kindle editions.

“This book is for the professional artist or the artist who wants to learn to be a professional,” Brainard Carey states in his introduction. Although that may sound like the beginning of a conventional how to book, just a few sentences further on Carey congratulates artists for being innovators in a world that values creativity, urging artist to bypass the traditional gallery system for more unconventional methods of getting their art to market. According to Carey, there is a burgeoning DIY movement going on that also pertains to visual artists doing it all themselves--their own marketing, promoting, and selling directly to the public.

Carey asks the question, “what if you could create a way of working with money that was as creative as making art? “

He then examines some of the creative ways that artists have sold their work and managed their art careers on their on terms.

Carey’s paradigm shift infuses his own brand of enthusiasm and methods of idea development with a tone that challenges artists to come up with their own new ways of earning money from their creativity. For artists already working outside the system and engaged in self-promotion and marketing, Carey presents “tools to pursue your dreams” — several chapters of practicable ideas containing real life steps to finding a patron, proposing an exhibit to a curator, and how the right winning attitude can make things happen.

Other “tools” contained in the 217 pages of Making It In the Art World include sample letters, a “workbook” portions of each chapter, and techniques on time management that Carey refers to as “the golden key” that will unlock possibilities.

Continued on the next page

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Monday, December 19, 2011

Suggestions about figuring out the most suitable carpet cleaning business to your location.

Commercial carpet cleaner is a most useful point to make use of inside the workplaces to wash floor coverings. Inside higher visitors areas, in which carpets are densely dirty, cleansing gets even more difficult; therefore, the majority of washing installers obtain a business carpet cleaner.

Office structures, with their hundreds of sq . ft regarding carpeted area, pose unique challenges with regard to cleaning contractors. Cleansing organizations should thoroughly clean carpets inside office structures in as little period as possible in order to avoid disrupting everyday procedures. Within higher traffic locations, where carpets are densely damaged, washing gets even more complicated. As a result, many contractors buy a commercial carpet cleaner built to provide superlative, efficient cleansing with regard to industrial locations for example office complexes.

Low end carpet cleaning machines may well help you save cash in the beginning, however repeated complete breakdowns, wear and tear, and also weak function top quality will surely cost a lot more ultimately. These kinds of reduce capacity machines tend to be intended for make use of at home or inside scaled-down locations. They cannot work hr following hr without a split, as industrial carpet cleaning demands. Additionally, they may be not necessarily long lasting adequate to withstand the corrosive chemicals and also dirt that the commercial carpet cleaner is confronted with. Consequently, you should research the stock for a dealer that gives business carpet cleaner as well as select the right item.

A business carpet cleaner offers higher pressure levels and temperatures configurations than home equipment, enabling faster, more efficient cleaning. Several manufacturers of industrial carpet cleaning machines may obtain temps of up to 210° Farreneheit. They could have stress amounts various around 500 psi, which can be modified based on the washing needs.

One of the most important requirements regarding carpet cleaning equipment is continuous procedure. Therefore, high end business carpet cleaner will be fitted together with high ability answer and recuperation tanks. Several machines have got solution tanks since large within capability as 18 gallons. Also, in order to avoid the need to cease the equipment until the drinking water heats, 2 heating system factors are supplied as opposed to one, that minimizes heat time for you to around 5 minutes. Many of these carpeting shampooers have automated refilling and also getting rid of systems so your agent does not find yourself wasting effective moment completing as well as emptying out clean and filthy drinking water.

Carpeting extractors needs to be reduced circulation, it doesn't matter what ailments an individual work under. Even if you by no means encounter drinking water deficiency, almost all organizations of the character must use drinking water sparingly. Additionally, when you are required to just work at the client's web site, then you may need to be much more cautious concerning water make use of, especially since wet worksites are hardly ever treasured. Carpet cleaners that make use of less h2o assist in more quickly floor covering blow drying, thus removing ailments which lead to mildew as well as bug pests.

Higher ability floor covering shampooers have got one more operate. They're also employed for washing rugs and also upholstery. Be sure you buy rug cleansers using the suitable wands. Upholstery wands are smaller than carpeting wands; they may be used for washing chair handles, settees, car seats, draperies, as well as area rugs. If at all possible, these wands are constructed of stainless with regard to additional toughness as well as corrosion level of resistance.

Examine the actual hose duration and also high quality too. The hose pipe ought to be resilient and also break immune and really should end up being extended sufficient in order to effortlessly accomplish the region needed without having regular relocating. Quality carpeting extractors possess tubes that may be altered according to the proportions with the carpet.

The best rug cleaners are usually a significant element of a carpet cleaning enterprise and supply many years of support as well as 1000s of dollars in enhanced efficiency. Daimer Industries is really a top provider associated with carpet cleaning equipment. Daimer offers a complete selection of finest carpet cleaners such as floor covering extractors, rug purifiers, floor covering shampooers and many more.

A growing number of carpet cleaning businesses are becoming established together with every transferring evening using the single goal of supplying professional carpet cleaning services to those who demand them.

A growing number of carpet cleaning organizations are becoming established with each and every transferring day time with the sole purpose of providing specialist carpet cleaning companies to people who need them. The requirement with regard to expert carpet cleaning may differ coming from person to person. Even though some demand such providers given that they may have absolutely no spare time to complete the cleaning by themselves, others can believe they do not have the proper skills to do the cleansing; other people might not feel encouraged to completely clean the carpets and rugs, especially if they're big.

Most people who elect to perform the cleansing themselves tend to question getting the same impressive results since the experts. The good thing is that this is possible using the proper products, the proper cleansing products and also the correct techniques used in carpet cleaning. http://carpetcleaningatlanta1.info One thing you need to do will be figure out the right items with regard to the type of stains or places usually found on your own floor covering. The right products will certainly get the job done thoroughly and also properly.

Next would be to understand the particular forms of products you'll need for the career. There are all sorts of cleansing equipment in the marketplace, some of which are very costly. However, you'll be able to get the right equipment with an inexpensive fee through performing easy investigating online. Once you have established the technique you want to make use of to clean your own carpeting, be more successful to find the right application for this.

Ultimately, it is crucial to understand the best cleaning ways to get your distinct type of carpet clean. Lots of people find themselves in circumstances in which they have the proper cleaning real estate agents as well as the right equipment however have no idea the right processes to perform good career. The internet is a good tool to utilize with regard to learning the right carpet cleaning techniques from the specialists on their own.

With one of these a few things in place, it really is effortlessly achievable to clean your carpeting just as the experts. Should you be not as well positive about your own features, always require professional help as it is fairly affordable. Oriental Carpet Care THE BIG APPLE, any NEW YORK CITY carpet cleaning company, may be supplying skilled and also reliable carpet cleaning services to be able to Nyc previously 2 full decades. Having the greatest, A+, score with the BBB, Oriental Rug Care THE BIG APPLE experienced positioned by itself being a extremely expert and trustworthy New york carpet cleaning organization. Obtain a TOTALLY FREE On the web Quotation or Call Now regarding more details regarding the carpet cleaning service.

It's vital that you understand that if you are looking for a good carpet cleaning program, ensure that you validate their status. Uncover what another prior customers will need to point out concerning these. Head to: http://carpetcleaningatlanta1.info for more information regarding finding an existing carpet cleaning Atlanta. or simply investigation through the use of carpet cleaning Atlanta. Once you've the website, take a look at their unique plan places to learn as long as they have got insurance coverage by which your premises can be found. After that phone the amount to your area as well as plan a meeting.

Thursday, December 15, 2011

Recommendations on using the services of a appliance repair company Appliance Repair Chicago

Tips on hiring an appliance repair service

1. For virtually any decisions involving buying a major appliance repair firm, get recommendations firstly numerous appliance repair companies via men and women whoever thoughts a person rely on, including ones relatives and friends who have got encounters inside employing appliance repair providers previous to
.

2. Consider if it's more cost-effective in order to merely junk the applying for a completely new just one than to have this fixed with a specialized. Totally free estimates can even be given by many appliance repair chicago
on the internet or higher the telephone. Because of this, you will not need to ebook an actual service call for a specialist straight away and find incurred inflated expenses for any straightforward fix that you could possibly perform all on your own. At this time, you'll be able to pre-judge no matter whether you should restoration or even exchange the faulty machine
.

3. An additional element that will help to contemplate whether it is best to retain the services of an experienced appliance repair technician may be the regular life expectancy of your appliance. Execute a very little online investigation to learn should your kitchen appliance could be as well older in case mending it is going to try to be the throw away involving income and also time period
.

4. In some aged types of dishwashers, units, along with refrigerators, that they are apt to have an improved excellent when it comes to the internal parts in comparison with present low-end types. Globalization features resulted to using a number of little parts of a lot of appliances to become stated in majority in numerous sites on the globe; this specific added towards the production of affordable, reasonably low-quality inner components. There are several top notch and intensely long lasting old-model appliances that could be well worth solving
.

5. A straightforward react connected with unplugging after that insert again a digital equipment can occasionally apparent the challenge with regard to bit of a electronic digital malfunctions about washers
.

6. Prior to look for a professional appliance repair tech ahead above and also execute this fix for you personally, you might like to examine the various search engines regarding appliance repair manuals that will describe the challenge as well as provide common do-it-yourself repairs. Online product manuals are generally totally free and might supply you complete precisely tips on how to do modest fixes intended for particular types of kitchen appliances
.

7. When you have the particular knack for it as well as will want to complete specialized house vehicle repairs by yourself, you have to become an experienced in addition to don security glasses and steel-toed safety shoes or boots. It is also common sense to unplug the appliance primary before starting unscrewing whatever. Razor-sharp tips are present inside of dryers so you has to be mindful when focusing on a single
.

Why you should hire a professional appliance repair service?

Hiring an established to complete an appliance repair could keep you through wasting your time tinkering with this functions of any property equipment which you don't understand. Wanting to fix it on your own could even cause additional damage on the kitchen appliance. You can find numerous affordable appliance repair providers getting advertised on the internet or perhaps around the phonebook. You'll be able to often call the correct one who are able to deal with no matter what malfunctioning product maybe you have in your own home
.

Therefore property machine products which might be far more cost-effective to correct in comparison with to interchange. Microwaves, refrigerators, freezers, ranges, dryers, ovens, for example. boost our regular existence; we often perhaps locate ease and comfort by making use of these. Whenever they find broken or maybe leave the workplace properly, getting rid of these individuals right away simply a new one particular may not be in financial terms seem. You will find a great number of situations where your malfunctioning is very moderate, in support of a few small changes or easy vehicle repairs can make an item possibly be as effective as fresh yet again
.

Authorities which offer residence restore companies are available on the net or even around the phonebook, as well as most of them are going to are available above or perhaps talk with people around the cellular phone to supply totally free quotations about achievable prices with regard to solving a particular home equipment
.

What to look for when hiring a professional appliance repair service?

Ask by loved ones as well as friends 1st pertaining to advice. Those people whose ideas a person rely on are the best method to obtain info about different household appliance repair companies that they have tried out before.

If you are using sometimes an on-line appliance repair forum or maybe a great on the net advert of a commercial appliance repair business, you then must be sure which it states “licensed in addition to insured” to enable you to make certain that you'll be getting the companies from a skilled who may have gone through a formal appliance repair training. The particular company’s talk about permit must also end up being yet another thing you will want to beware of. The particular license quantity has to be valid plus the insurance policies has to be informed. Moreover, you will need to research about how precisely very long of which appliance repair organization has been in company and what is the best areas this runs; a firm along with a substantial amount of nearby history is often additional dependable as it should go by way of specific measures to help keep its specialist popularity in the market. A different important thing to never forget about while seeking a appliance repair service is usually set up company will be outlined throughout main world-wide-web web directories such as yellow-colored webpages, Google routes, Askjeeve nearby, for example. The item need to be stated anywhere; a very unknown 1 might just be a great inexperienced medical or a con. You have to likewise take into account that appliance repair chicago
which publicise heavily may possibly fee so much higher than these smaller nearby ones in which count a smaller amount upon advertising and marketing but weighty about the word-of-mouth propagate of their great restore products and services.

If you have last but not least decided on which in turn appliance repair firm to go together with, chances are you'll inquire pointedly regarding the identify from the specialist which will end up being arranging you in addition to rapidly ask for you to speak with them 1st. Here, it is recommended you ask the specialist the time they may be repairing appliances. Supply the pc professional the facts of the problem. Produce all of the signs or symptoms therefore that he or she can certainly think of possible causes of the appliance malfunction. This pc professional will most likely provide some doable will cause with the appliance problems also ahead of they features the chance to appear in excess of to your dwelling. Ultimately, look for a great calculate in the mend charge when you have given the challenge. A professional technical assistant is actually prepared to provide one particular

It’s vital that you understand that when you're searching for a great appliance repair company, make sure you examine their reputation. Discover what other earlier clients need to say about all of them. Go to: www.aaaasc.com to learn more relating to locating an established appliance repair in Chicago or perhaps search through the use of appliance repair Chicago. Once you have the website, take a look at their own program places to find out when they have coverage where your house is situated. After that phone the number for your area and schedule a scheduled appointment.

Saturday, December 3, 2011

Making Money Job

Friday, December 2, 2011

foreclosure law